Finance
Debt Covenants for SaaS Founders: How They Work and What to Check
A debt covenant is a promise your company makes in a financing agreement, such as keeping a financial metric above…
CARR vs ARR: What Contracted ARR Is and How It Differs
CARR is your ARR plus signed contracts that aren't live yet, minus churn notices. How to calculate CARR, how it differs from ARR, bookings and RPO, and how to report it honestly.
What Is a UCC Filing? What It Means When a Lender Files One
A UCC filing is a public notice that a lender has a lien on some or all of your business assets. What a UCC-1 contains, how long it lasts, how it affects new financing and how to remove one.
What Are Debt Warrants? How Venture Debt Warrants Work
Debt warrants give a lender the right to buy shares at a fixed price alongside a loan. How warrant coverage works, what it costs in dilution, and which lenders take warrants.
SaaS Debt Financing Explained: Types, True Costs, and When It Makes Sense
SaaS debt financing lets founders access capital without giving up equity. Compare types, true costs, and red flags — and see when debt beats dilution.
EBITDA Margin for SaaS: What It Is & Why Investors Care
EBITDA margin is a company’s earnings before interest, taxes, depreciation and amortization (EBITDA) divided by its revenue, shown as a…
Merchant Cash Advance for Startups: Is It Worth It?
A merchant cash advance can put capital in your hands within 24 hours — making it one of the fastest…
Bootstrapping a Startup: The Complete Guide for SaaS Founders
Bootstrapping a startup means building and growing the company with your own money and the revenue it earns from customers,…
SaaS Financial Model: How to Build One That Investors Want to See
A SaaS financial model is the single most important document in your company — and most founders get it wrong.…
SaaS Startups: How to Start and Fund a SaaS Company
Global SaaS spending is projected to approach $300 billion in 2025, according to Gartner, growing at nearly 20% per year.…
Venture Debt: How It Works, Costs & When to Use It
Venture debt is one of the most misunderstood financing tools in the startup world. Used correctly, it extends your runway…
SaaS Financing: 6 Options to Fund Your Software Company
SaaS financing refers to funding options specifically designed for software-as-a-service companies. Unlike traditional business loans that rely on physical assets,…