Finance

How LendingTree works: you fill in one form, LendingTree matches it to partner lenders who pay it a match fee, and you get offers followed by calls from lenders

Lending Tree Alternatives and Reviews From 2026

LendingTree is a legitimate, free online loan marketplace, not a lender: you fill in one form, it passes your request…

January 18, 2026 • 13 min read
What is Liquidity Group: backed by capital from MUFG Bank, Apollo funds, KeyBank and Spark Capital, Liquidity and its MUFG joint venture Mars Growth Capital lend $10M-$200M to growth-stage and mid-market tech companies

Liquidity Group Reviews and 2025 Data

Liquidity Group, which now trades as Liquidity, is an AI-driven private credit firm that lends growth-stage and mid-market companies $10…

December 27, 2025 • 14 min read
What is Efficient Capital Labs: a SaaS or AI company with $500K+ ARR in the US, India or Singapore gets a $100K-$5M advance, up to 60% of ARR, and repays it monthly over about 12 months plus a 10-12% fee

Efficient Capital Labs (ECL) Review and History: 2025 Overview

Efficient Capital Labs (ECL) is a New York-based lender, founded in 2022, that gives B2B SaaS and AI companies non-dilutive,…

December 19, 2025 • 13 min read
Q3 2025 Software Lending Report (BDC)

Software Debt Q3 2025 Benchmarks

As of Q3 2025, the country’s largest publicly traded direct lenders collectively hold $23.4 billion of software-related loans on their…

November 30, 2025 • 6 min read
What is Hum Capital: a US company with $2M or more in annual revenue can borrow $1M-$50M directly from Hum Financial, with Hum as the lender, or be matched with 900+ outside lenders on the Hum Marketplace

Hum Capital Reviews and History

Hum Capital is a US financing company, founded in 2019, that provides $1 million to $50 million of non-dilutive debt…

August 13, 2025 • 12 min read
Capchase Review

Capchase Review: Pricing, Terms & Alternatives Compared

What is Capchase? Capchase is a revenue-based financing platform for B2B SaaS companies, offering up to 70% of ARR as…

June 6, 2025 • 11 min read

Software Debt Q4 2024 Report: $18 Billion Across 1000 Borrowers

As of Q4 2024, the 14 largest publicly traded BDC’s (Business Development Corporations) remained extremely active lending to software companies.…

June 6, 2025 • 31 min read
Who buys SaaS companies: holding companies buy 100% and keep it, private equity grows it and sells again, strategic buyers merge it in, and individuals run it themselves

Top 10 Private Equity Firms That Acquire SaaS Companies

The firms that buy the most small SaaS companies are software holding companies and smaller private equity funds: Constellation Software,…

May 23, 2025 • 14 min read
Stenn has been in administration since December 4, 2024; its former users now turn to invoice factoring or financing, export credit backed bank lines, or revenue financing for SaaS.

Stenn Competitor Founderpath and Other Alternatives

Stenn, a London invoice and trade finance fintech, stopped new lending when its two UK operating companies went into administration…

December 5, 2024 • 13 min read
A founder personal guarantee means that if your company borrows and can't repay, you repay from personal assets; limit it with a cap, burn-off or carve-outs.

Founder Personal Guarantees: Should You Sign One?

A founder personal guarantee is a legally binding promise to repay your company’s debt from your own money and assets…

April 23, 2024 • 14 min read
Founderpath Term Loans

SaaS Term Loans: Up to 48-Month Duration with 24-Month Interest-Only

The #1 request we got from SaaS founders in 2023 was: Can you offer a 48 month payback with a…

December 28, 2023 • 8 min read
SaaS financial statements: the income statement shows subscription revenue, the balance sheet holds deferred revenue, and the cash flow statement shows cash collected upfront

SaaS Financial Statements: A Founder's Guide to P&L, Balance Sheet & Cash Flow

SaaS financial statements are the same three reports every company produces: the income statement (profit and loss, or P&L), the…

April 7, 2023 • 13 min read