Term Loans

For mature software companies with $3m+ in annual revenues looking for interest only periods, no warrants, and 4 year paybacks

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Stars Rating$220m Funded to 550 founders →

Trusted by 554 Businesses

550+

Businesses funded since 2021

$205 M

Invested across North America, Europe

If we don't close in under 4 weeks, Something is wrong

Timeline

Steve Bootstrapped to $8m Revenue Using Founderpath Term Loans

Badger Maps logo

In the amount of

$4,200,000

Founderpath logo

What we can share:

  • Steve grew revenue from $1m to $8m using Founderpath financing
  • Signed $4.2m Term Loan with Founderpath in Feb 2024
  • Before that, Steve used our RPA product 7 times totalling $3m
  • This allowed him to grow valuation from $3m to $36m and keep all the gains

Scott Bootstrapped to $11m Revenue Using Founderpath Financing

Contact Monkey logo

In the amount of

$1,000,000

Founderpath logo

What we can share:

  • Scott launched Contact Monkey in 2010
  • Took $1m from Founderpath in July 2021, kept his equity
  • Used our capital to help grow to $10m in revenues by 2024
  • Closed $55m deal with Updata

3 Steps to Apply
and Get Capital

1

Connect your data. Manual options available.

2

Review your offer. Ask our team questions on a zoom call if helpful.

3

Finalize offer and receive funding.

Get started

Save Cash Flow With Interest Only Periods

Sample Term Loan

Money

Amount

$4m

Percentage

Interest Rate

15%

Calendar

Term

4 years

Clock

Interest Only Period

24 months

Save on cash flow

Arrow VectorTable

Cash flow savings of $735,836 over the first 12 months

Longest Payback Period in the Industry

Today

Sign agreement and wire

+1 year
+2 years
+3 years
4 years

Finish Paying back principal

Founder Community

If approved, join our quarterly retreats to mastermind with top founders.
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Frequently Asked Questions

Founderpath launched in 2021 by investing non-dilutive capital in B2B SaaS companies. Today, Founderpath funds a variety of business models including SaaS, ecommerce, and agency's. Connect your billing, bank, and accounting tools, and within 24 hours you can unlock capital based on your business performance.

Founderpath works with founders running B2B SaaS companies with at least $500k in last year revenue, healthy retention, and recurring subscription contracts. Founderpath also funds ecommerce brands with at least $500k of last year sales and agencies who do more than $1m per year in revenue.

With Founderpath you keep 100% of your equity — no board seats, no dilution, and no long fundraising cycles. Unlike banks, we move fast, don't require personal guarantees, and understand recurring revenue models.

We offer Revenue Financing, Term Loans, and Merchant Cash Advances. All are non-dilutive (we get no equity) and are designed specifically to help founders and business owners keep equity and keep control of their business.

Most founders see funds in their account within 24–48 hours after connecting their data.

No. Founderpath is 100% non-dilutive. You never give up equity, control, or board seats.

Founderpath's revenue financing product offers discount rates on future revenues as low as 7%. Founderpath's term loan product offers interest rates as low as 15%. Founderpath's Merchant Cash Advances offers repayment rates as low as 5% of your monthly revenue. All funding offers are contingent on underwriting.

We look at key SaaS metrics like ARR, churn, gross margins, and retention. The stronger your metrics, the more capital you can unlock at better rates. For ecommerce brands, we look at margins, unit economics around customer acquisition, and your ability to scale sustainably.

Founderpath has funded $220m to 550 software founders. Founderpath's average deal size is about $600,000. The strongest companies raise $5m+ from Founderpath.

No full personal guarantees and no warrants. Founderpath takes a lien on business assets only.

Founderpath generally works with founders, within reason, if the business declines or hits trouble.

Yes. Founderpath uses bank-level security and encryption. Your data is private, never sold, and only used to underwrite your capital offer. Visit Founderpath's trust center and view security certificates in the footer of founderpath.com

Yes. You can repay early at any time, and generally save on any future fees or interest.

Founderpath has funded 550+ SaaS Founders including Bettercomp, Kissflow, Reply.io, BadgerMaps, DearDoc, Cybersmart, MobileMonkey, and many more. These founders have scaled faster, extended runway, or avoided dilution by keeping full control of their companies.

Yes. We're available in most countries and have already done deals with founders in Canada, South America, Europe, and Asia.

Yes. You can check by clicking on the GDPR logo in the footer and by visiting https://prighter.com/q/18604028289

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