The No Warrant, No Covenant Alternative to SaaS Capital
They'll require an office visit and want you to have at least $3m in revenue. Founderpath offers:
48 hours to wireNever Personal GuaranteeNo Commitment FeeNo $3m ARR Requirement
Join 3,021 Bootstrapped SaaS Founders
SaaS Capital Reviews
Josh
United States
I took $1m at my last SaaS company before our exit. We kept more equity and made more money when we exited.
We had several growth tactics we wanted to try going into Q3 of 2022. As we started executing and growing, we got an M&A offer we couldn't refuse. The extra cash in our bank gave us more confidence going into the negotiation. We got a higher valuation and closed last month. Founderpath's capital was hugely strategic during our M&A process. They let us pay off early without paying any fines once we finalized our acquisition," Josh, SaaS Founder
Flint Holbrook
United States
Longer terms than others, & a personal touch
Founderpath couldn't be an easier. I have experience with some of their competitors and they are leaps and bounds better. Here's what stood out:1. They took time to understand my business and our unique dynamics2. They offer a pro-rated early payoff schedule3. They are extremely responsive to communication (even on weekends)4. Most important: the cost of capital was about 20% lower than what competitors quoted.So far, its been a joy to work with founderpath. If you're a rapidly growing startup I highly encourage you to explore founderpath and see how this non-dilutive capital and help you grow.
Why choose Founderpath over SaaS Capital?
Use SaaS Financing Software that scales with you. See why SaaS founders are taking money from Founderpath and using our valuation and reporting tools to make it the #1 SaaS Capital alternative.
 |  Founderpath | |
|---|---|---|
Required Revenue | $3,000,000 | $500,000 |
Take Warrants (Equity)? | Yes, penny warrants | No |
Visit your office in person | Yes, Required diligence | No |
Covenants | Yes | No |
Personal Guarantee? | "usually" no | Never |
Commitment Fee | 1-1.5% | None |
Audit | Required every year | Not required |
Minimum financing requirement? | Must draw at least $1m | None |
Tech Enabled |  | |
Money wired under 24 hours | diligence takes 5-15 weeks | |
SaaS Companies Funded | 60 | 212 |
Total Financings Completed | 209,500,000 | 137,000,000 |
Products | MRR Line of Credit | Term Loans, Factoring |
Total Leverage | 5x MRR | 7x MRR |
Legal Fee | $30k Closing Costs and Legal Fees | No Fees |
OID Fee | 1-2% "Origination Fee" | No Fees |
Monthly Reporting Required? | Takes 10 hours (Require monthly GAAP pdf/excel statements) | Automated through platform |
Payoff early without fees or penalties | expensive penalty | |
Spend money how you want? | see "Use of Proceeds" clause | |
SaaS Company HQ | US, Canada, UK | Worldwide |
Easy to forecast, fixed monthly payments? | Yes | |
SaaS Valuation Calculator | | |
Integrate with your favorite SaaS tools instantly
Founderpath is the Fastest Growing SaaS Capital Alternative
Founders Will Take $250m This Year. So far:
3,124
Offers made
$504m
Revenue on platform
Josh LaSov
Founder and CEO of ZoneReporting & Tactical Connect
After looking at 23 lenders, got 7 figure wire from Founderpath in under a week
After interviewing 23 lenders - it was wonderful to meet Founder Path. Their terms, process and understanding of speed was simply incomparable. Within 1 week we had completed diligence (and we aren't a small SaaS company). A few days later a seven figure wire hit our bank account and we were able to turn on the growth engine! In a nut shell, this is how lending should be done - great terms, super fast diligence and super fast to close.
Frequently Asked Questions
Founderpath launched in 2021 by investing non-dilutive capital in B2B SaaS companies. Today, Founderpath funds a variety of business models including SaaS, ecommerce, and agency's. Connect your billing, bank, and accounting tools, and within 24 hours you can unlock capital based on your business performance.
Founderpath works with founders running B2B SaaS companies with at least $500k in last year revenue, healthy retention, and recurring subscription contracts. Founderpath also funds ecommerce brands with at least $500k of last year sales and agencies who do more than $1m per year in revenue.
With Founderpath you keep 100% of your equity — no board seats, no dilution, and no long fundraising cycles. Unlike banks, we move fast, don't require personal guarantees, and understand recurring revenue models.
We offer Revenue Financing, Term Loans, and Merchant Cash Advances. All are non-dilutive (we get no equity) and are designed specifically to help founders and business owners keep equity and keep control of their business.
Most founders see funds in their account within 24–48 hours after connecting their data.
No. Founderpath is 100% non-dilutive. You never give up equity, control, or board seats.
Founderpath's revenue financing product offers discount rates on future revenues as low as 7%. Founderpath's term loan product offers interest rates as low as 15%. Founderpath's Merchant Cash Advances offers repayment rates as low as 5% of your monthly revenue. All funding offers are contingent on underwriting.
We look at key SaaS metrics like ARR, churn, gross margins, and retention. The stronger your metrics, the more capital you can unlock at better rates. For ecommerce brands, we look at margins, unit economics around customer acquisition, and your ability to scale sustainably.
Founderpath has funded $220m to 550 software founders. Founderpath's average deal size is about $600,000. The strongest companies raise $5m+ from Founderpath.
No full personal guarantees and no warrants. Founderpath takes a lien on business assets only.
Founderpath generally works with founders, within reason, if the business declines or hits trouble.
Yes. Founderpath uses bank-level security and encryption. Your data is private, never sold, and only used to underwrite your capital offer. Visit Founderpath's trust center and view security certificates in the footer of founderpath.com
Yes. You can repay early at any time, and generally save on any future fees or interest.
Founderpath has funded 550+ SaaS Founders including Bettercomp, Kissflow, Reply.io, BadgerMaps, DearDoc, Cybersmart, MobileMonkey, and many more. These founders have scaled faster, extended runway, or avoided dilution by keeping full control of their companies.
Yes. We're available in most countries and have already done deals with founders in Canada, South America, Europe, and Asia.
Yes. You can check by clicking on the GDPR logo in the footer and by visiting https://prighter.com/q/18604028289
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