Revenue Financing

Turn revenue
into capital.

Non-dilutive capital priced against your recurring revenue. Connect your data, receive a priced offer the same day, and get funded in under 24 hours — your revenue is the only pitch deck we need.

From 7% discount rate24h to fund$271M deployed across 737 companies
Capital offer
$1,200,000
Discount rate7.0%
Equity takenNone
Time to fund24 hours
737 founders

Smart founders find clever ways to keep their equity.

Badger Maps
Exercise.com
ContactMonkey
MobileMonkey
CyberSmart
Kissflow
Reply.io
BetterComp
Actionable
Jetpack
Smarter Contact
HostiFi
How it works
Data to wire in 24 hours
01

Connect your data

Link billing, banking, and accounting in minutes. No deck, no forecast model — your recurring revenue is the underwrite.

02

Get a priced offer

We size capital against your recurring revenue and return a term sheet with the discount rate disclosed up front — no surprises.

03

Funded in 24 hours

Accept the terms and capital lands in your account, typically within 24 hours. Draw again as your revenue grows.

Terms & pricing
Every figure disclosed up front
Company stage
$1M–$3M ARR
Discount rate
From 7%
Capital per round
Up to $1.5M
Equity taken
None
Warrants
None
Personal guarantee
None
Time to fund
24 hours

Capital that costs you equity is the most expensive money you will ever raise.

Revenue financing advances cash against your future subscription payments at a fixed discount rate. You receive the capital today and repay from revenue over time — keeping every share you own.

  • You keep 100% of your equity — no dilution, no board seats, no warrants.
  • Capital priced against recurring revenue, not a personal guarantee.
  • Repay early at any time and save on the remaining discount.
  • Draw additional capital as recurring revenue grows.
5-star reviews
Verified on Trustpilot · 4.9/5

Supporting founders since 2021.

737 founders have used Founderpath to grow without giving up equity. From our first deal to today, the reviews speak for themselves.

$271M
Funded to founders
737
Startups funded
4.9/55 star rating
On Trustpilot
5 star rating

"Founderpath understands startups!"

Founderpath understands startups! They bring the VC mentality without the equity. It's a great bet over traditional banks or other lenders like Novel. We found that their terms are the most founder-friendly, and they move quickly.

Seth Killian
Seth Killian
Verify ↗
5 star rating

"Great experience, professional team, highly recommend"

A seamless, pleasant experience from start to finish. Nathan and his team are great to work with, responsive, knowledgeable and diligent. We were able to successfully close in less than a week. I highly recommend them!

Vishy Visweswaran
Vishy Visweswaran
Founder of SupplyHive
Verify ↗
5 star rating

"Founderpath is the easy button!"

Founderpath is the easy button! They move very quick, the slowest part of getting money was me. We have a unique business model and they took the time to understand it and get behind us. Looking forward to more rounds together.

Rachel Kuhr Conn
Rachel Kuhr Conn
Founder of Productable
Verify ↗
5 star rating

"Happy Founder helped by FounderPath"

I signed up for Founderpath on Feb 16th and had access to $100k on the 17th. We built that into our plans and eventually used the capital in August. The team responded quickly to emails. The free reporting they've built for SaaS founders is more insightful than the other paid saas reporting tools out there. Am a super happy founder, and we have drawn additional funds since then. Kevin and the team are wonderful to work with and are absolutely startup friendly.

Ravishankar Gundlapalli
Ravishankar Gundlapalli
Founder of MentorCloud
Verify ↗
5 star rating

"Refinanced my Capchase Deal with $1.5m From Founderpath"

After trying all the RBF platforms out there, we found FounderPath to be the best one to work with, having the best terms, and also giving us added value that nobody else could. FounderPath also worked with us to help us resolve our unique situation, and make our payment more predictable and flexible. With FounderPath, it's not just the money - it's being part of a financial support network. Also, switching from our previous provider (CapChase) was extremely easy and smooth.

David Tabachnikov
David Tabachnikov
Founder of ScholarshipOwl
Verify ↗
5 star rating

"Nothing but good things to say"

The cost of capital is significant, but it's still cheaper than giving annual prepay discounts to customers and it doesn't dilute the shareholders. We have since done two separate draws, and are planning to continue using Founderpath as an effective no-dilution funding vehicle as we grow.

Daniel Lang
Daniel Lang
Founder of Mangomint
Verify ↗
Eligibility

See your terms in
under five minutes.

No pitch deck, no scarcity, no countdowns. Connect your data and we'll show you exactly what you qualify for — every figure disclosed up front.

$500K+Last-year revenue
RecurringSubscription or repeat revenue
HealthyRetention & gross margins
Revenue financing FAQ
Term-sheet answers, no fine print

Revenue financing turns your recurring revenue into capital you can use today. Founderpath advances cash against future subscription payments at a fixed discount rate — you receive the capital up front and repay from revenue over time, without giving up equity. It is also known as factoring or a receivable purchase agreement (RPA).

Revenue financing carries a discount rate from 7%. The rate is set by your retention, growth, and margins, and it is disclosed in full on the term sheet before you accept — there are no origination surprises or hidden fees.

Most revenue-financing rounds run up to $1.5M, sized against your recurring revenue. As your revenue grows you can draw additional capital, so financing scales with the business.

Once your billing, bank, and accounting data are connected, most founders receive a priced offer the same day and see funds in their account within 24 hours of accepting.

No. Revenue financing is 100% non-dilutive — no equity, no warrants, no board seats, and no full personal guarantee. We take a lien on business assets only.

Software companies with roughly $1M–$3M in annual recurring revenue, healthy retention, and recurring or subscription revenue. Deals are available in most countries.

Yes. You can repay early at any time and generally save on the remaining discount — there is no prepayment penalty.