The no fee, longer payback alternative to Capchase

SaaS Founders don't deserve to pay an upfront fee which makes prepayment expensive. Try Founderpath instead.

Yes24 month payback
YesUnder 48 hours to wire
YesBuilt by SaaS Founders
YesNo Platform Fee
Compare Terms
109 ReviewsExcellent
4.9 out of 5
TrustpilotTrustpilot
The no fee, longer payback alternative to Capchase

Join 3,021 Bootstrapped SaaS Founders

Fast growing SaaS companies

Capchase Reviews

David Tabachnikov

David Tabachnikov

Founder of ScholarshipOwl

Refinanced my Capchase Deal with $1.5m From Founderpath

After trying all the RBF platforms out there, we found FounderPath to be the best one to work with, having the best terms, and also giving us added value that nobody else could. FounderPath also worked with us to help us resolve our unique situation, and make our payment more predictable and flexible. With FounderPath, it's not just the money - it's being part of a financial support network. Also, switching from our previous provider (CapChase) was extremely easy and smooth.

Stars Rating
Jacob Wright

Jacob Wright

Founder of Dabble

Longer terms than others, & a personal touch

I've had dealings with Pipe and Capchase, and Founderpath has been the best experience. You aren't just dealing with a sales rep who then hands you off to someone else who hands you off to someone else. Founderpath has a more personal touch.They also have longer and more flexible terms, allowing you to pay off early if needed without penalty like the others.Overall, a great experience.Note that Discount Rate isn't the same as APR you get with a bank loan, so don't compare them apples-to-apples. All these companies use Discount Rate which ends up converting to ~2x APR, so bear that in mind when making decisions.

Stars Rating

Why choose Founderpath over Capchase?

Use SaaS Financing Software that scales with you. See why SaaS founders are taking money from Founderpath and using our valuation and reporting tools to make it the #1 Capchase alternative.

Capchase
Founderpath
Upfront fee?
Yes
No upfront fees
Platform Fee
3%
None
Discount Fee
11%
8%
Effective interest rate
11% discount fee on a 12 month term is about 25% Interest Rate
8% discount fee on a 12 month term is about 19% Interest Rate
Duration
12 months
Up to 48 months
Cash Runway requirement
6 months
No Covenants
Money wired under 24 hours
Yes
Yes
CEO Retreats
No
Yes
SaaS Valuation Tool with Benchmarks
No
Yes
Built by SaaS Founders?
No
Yes

Integrate with your favorite SaaS tools instantly

How it works

Founderpath is the Fastest Growing Capchase Alternative

Founders Will Take $250m This Year. So far:

3,124

Offers made

...

$504m

Revenue on platform

TN

Troy Noll

United States

No strings attached non-dilutive debt

We recently worked with Founderpath to draw down a loan with zero dilution. Nathan and the team at Founderpath where easy to work with and the process was extremely straightforward and we received the funds very quickly once agreed.

Stars Rating

Frequently Asked Questions

Founderpath launched in 2021 by investing non-dilutive capital in B2B SaaS companies. Today, Founderpath funds a variety of business models including SaaS, ecommerce, and agency's. Connect your billing, bank, and accounting tools, and within 24 hours you can unlock capital based on your business performance.

Founderpath works with founders running B2B SaaS companies with at least $500k in last year revenue, healthy retention, and recurring subscription contracts. Founderpath also funds ecommerce brands with at least $500k of last year sales and agencies who do more than $1m per year in revenue.

With Founderpath you keep 100% of your equity — no board seats, no dilution, and no long fundraising cycles. Unlike banks, we move fast, don't require personal guarantees, and understand recurring revenue models.

We offer Revenue Financing, Term Loans, and Merchant Cash Advances. All are non-dilutive (we get no equity) and are designed specifically to help founders and business owners keep equity and keep control of their business.

Most founders see funds in their account within 24–48 hours after connecting their data.

No. Founderpath is 100% non-dilutive. You never give up equity, control, or board seats.

Founderpath's revenue financing product offers discount rates on future revenues as low as 7%. Founderpath's term loan product offers interest rates as low as 15%. Founderpath's Merchant Cash Advances offers repayment rates as low as 5% of your monthly revenue. All funding offers are contingent on underwriting.

We look at key SaaS metrics like ARR, churn, gross margins, and retention. The stronger your metrics, the more capital you can unlock at better rates. For ecommerce brands, we look at margins, unit economics around customer acquisition, and your ability to scale sustainably.

Founderpath has funded $220m to 550 software founders. Founderpath's average deal size is about $600,000. The strongest companies raise $5m+ from Founderpath.

No full personal guarantees and no warrants. Founderpath takes a lien on business assets only.

Founderpath generally works with founders, within reason, if the business declines or hits trouble.

Yes. Founderpath uses bank-level security and encryption. Your data is private, never sold, and only used to underwrite your capital offer. Visit Founderpath's trust center and view security certificates in the footer of founderpath.com

Yes. You can repay early at any time, and generally save on any future fees or interest.

Founderpath has funded 550+ SaaS Founders including Bettercomp, Kissflow, Reply.io, BadgerMaps, DearDoc, Cybersmart, MobileMonkey, and many more. These founders have scaled faster, extended runway, or avoided dilution by keeping full control of their companies.

Yes. We're available in most countries and have already done deals with founders in Canada, South America, Europe, and Asia.

Yes. You can check by clicking on the GDPR logo in the footer and by visiting https://prighter.com/q/18604028289