The longer payback alternative to Arc Tech

Get capital, worlds most accurate saas valuation calculator, free reports on churn, cac and LTV

Yes24 month payback
YesUnder 48 hours to wire
YesCAC ARPU Churn metrics
YesFree Reporting
Compare Terms
TrustpilotTrustpilot
Stars Rating$220m Funded to 550 founders →
The longer payback alternative to Arc Tech

Join 3,021 Bootstrapped SaaS Founders

Fast growing SaaS companies

Arc Tech Reviews

JL

Josh LaSov

Founder and CEO of ZoneReporting & Tactical Connect

After looking at 23 lenders, got 7 figure wire from Founderpath in under a week

After interviewing 23 lenders - it was wonderful to meet Founder Path. Their terms, process and understanding of speed was simply incomparable. Within 1 week we had completed diligence (and we aren't a small SaaS company). A few days later a seven figure wire hit our bank account and we were able to turn on the growth engine! In a nut shell, this is how lending should be done - great terms, super fast diligence and super fast to close.

Stars Rating

Why choose Founderpath over Arc Tech?

Use SaaS Financing Software that scales with you. See why SaaS founders are taking money from Founderpath and using our valuation and reporting tools to make it the #1 Arc Tech alternative.

Arc Tech
Founderpath
Payback over 24 months
No
Yes
SaaS Valuation Calculator
No
Yes
8% discount rate
Yes
Yes
Money wired under 24 hours
Yes
Yes
Payoff early without fees or penalties
No
Yes
MRR growth Covenant
MRR Covenant
No Covenants
Churn Covenant
Churn Covenant
No Covenants
Cash Runway Covenant
Cash Covenant
No Covenants
Gross Margin Covenant
Gross Margin Covenant
No Covenants
Free CAC calculator
No
Yes
Free cash flow/profit and loss reporting tool
No
Yes
Free Lifetime value calculator
No
Yes
Free Churn calculator
No
Yes
SaaS Company HQ
US, Canada
Worldwide

Integrate with your favorite SaaS tools instantly

How it works

Founderpath is the Fastest Growing Arc Tech Alternative

Founders Will Take $250m This Year. So far:

3,124

Offers made

...

$504m

Revenue on platform

LK

Larry Kim

United States

it really is everything they claim it to be!

its basically everything they say.. easy application, quick. the opposite of how venture debt used to be. Sounds too good to be true, right? except it really is what they do. It's worth giving them a serious look.

Stars Rating

Frequently Asked Questions

Founderpath launched in 2021 by investing non-dilutive capital in B2B SaaS companies. Today, Founderpath funds a variety of business models including SaaS, ecommerce, and agency's. Connect your billing, bank, and accounting tools, and within 24 hours you can unlock capital based on your business performance.
Founderpath works with founders running B2B SaaS companies with at least $500k in last year revenue, healthy retention, and recurring subscription contracts. Founderpath also funds ecommerce brands with at least $500k of last year sales and agencies who do more than $1m per year in revenue.
With Founderpath you keep 100% of your equity — no board seats, no dilution, and no long fundraising cycles. Unlike banks, we move fast, don't require personal guarantees, and understand recurring revenue models.
We offer Revenue Financing, Term Loans, and Merchant Cash Advances. All are non-dilutive (we get no equity) and are designed specifically to help founders and business owners keep equity and keep control of their business.
Most founders see funds in their account within 24–48 hours after connecting their data.
No. Founderpath is 100% non-dilutive. You never give up equity, control, or board seats.
Founderpath's revenue financing product offers discount rates on future revenues as low as 7%. Founderpath's term loan product offers interest rates as low as 15%. Founderpath's Merchant Cash Advances offers repayment rates as low as 5% of your monthly revenue. All funding offers are contingent on underwriting.
We look at key SaaS metrics like ARR, churn, gross margins, and retention. The stronger your metrics, the more capital you can unlock at better rates. For ecommerce brands, we look at margins, unit economics around customer acquisition, and your ability to scale sustainably.
Founderpath has funded $220m to 550 software founders. Founderpath's average deal size is about $600,000. The strongest companies raise $5m+ from Founderpath.
No full personal guarantees and no warrants. Founderpath takes a lien on business assets only.
Founderpath generally works with founders, within reason, if the business declines or hits trouble.
Yes. Founderpath uses bank-level security and encryption. Your data is private, never sold, and only used to underwrite your capital offer. Visit Founderpath's trust center and view security certificates in the footer of founderpath.com
Yes. You can repay early at any time, and generally save on any future fees or interest.
Founderpath has funded 550+ SaaS Founders including Bettercomp, Kissflow, Reply.io, BadgerMaps, DearDoc, Cybersmart, MobileMonkey, and many more. These founders have scaled faster, extended runway, or avoided dilution by keeping full control of their companies.
Yes. We're available in most countries and have already done deals with founders in Canada, South America, Europe, and Asia.
Yes. You can check by clicking on the GDPR logo in the footer and by visiting https://prighter.com/q/18604028289
founderpath logo

Products

Revenue FinancingTerm Loan
Merchant Cash AdvanceBeta

Resources

Growth PlaybooksFree CoursesBlogGlossaryIntegrationsCase Studies

Free Tools

Bank Statement ConverterSalary BenchmarksSee all Free Tools →

Events

Past EventsUpcoming EventsSaaS EventsWildflower Farms NYC 2026Napa Valley CA 2026Join Live WebinarSee all Events →

Company

About UsReferralsReviewsMedia KitOne PagerFeedbackStatus

Compare

vs SVBvs Lighter Capitalvs Capchasevs SaaS Capitalvs Clearco

Legal

aicpa soc

SOC 2 Compliant

gdpr compliant

GDPR Compliant

© 2026 Founderpath, Inc. All Rights Reserved.

AI summary:
ChatGPTClaudeGeminiGrokPerplexity
YoutubeLinkedInX
Privacy PolicyTerm of ServiceSecurity CenterBug Bounty