Josh Aharonoff sent you here. Founderpath works with CFOs and finance leaders to fund software companies with fixed-rate term loans — no equity, no warrants, no board seats. See the numbers on a facility for your company in a couple of minutes — or download our term loan model and pressure-test it yourself first.
Curated for the Strategic Finance Summit — two days with the best practitioners in strategic finance, hosted by Josh Aharonoff (Your CFO Guy). This resource is a collaboration, free for every attendee.
The term loan model
This is the amortization model our team uses to structure deals. Enter a commitment, term, interest-only runway, and rate — it returns your monthly payments and total cost, live. No email required.
Interest-only payment
$11,667
per month for the first 12 months
Payment after interest-only
$34,178
per month, amortized over 36 months
Total interest
$370,395
over the full life of the loan
Total repaid
$1,370,395
principal plus interest
Illustrative only. A monthly interest-only runway keeps early cash flow light; the balance amortizes after the interest-only period ends. Real term sheets are structured to your revenue and runway.
710+ founders have used Founderpath to grow without giving up equity. From our first deal to today, the reviews speak for themselves.
Founderpath understands startups! They bring the VC mentality without the equity. It's a great bet over traditional banks or other lenders like Novel. We found that their terms are the most founder-friendly, and they move quickly.
A seamless, pleasant experience from start to finish. Nathan and his team are great to work with, responsive, knowledgeable and diligent. We were able to successfully close in less than a week. I highly recommend them!
Founderpath is the easy button! They move very quick, the slowest part of getting money was me. We have a unique business model and they took the time to understand it and get behind us. Looking forward to more rounds together.
I signed up for Founderpath on Feb 16th and had access to $100k on the 17th. We built that into our plans and eventually used the capital in August. The team responded quickly to emails. The free reporting they've built for SaaS founders is more insightful than the other paid saas reporting tools out there. Am a super happy founder, and we have drawn additional funds since then. Kevin and the team are wonderful to work with and are absolutely startup friendly.
After trying all the RBF platforms out there, we found FounderPath to be the best one to work with, having the best terms, and also giving us added value that nobody else could. FounderPath also worked with us to help us resolve our unique situation, and make our payment more predictable and flexible. With FounderPath, it's not just the money - it's being part of a financial support network. Also, switching from our previous provider (CapChase) was extremely easy and smooth.
The cost of capital is significant, but it's still cheaper than giving annual prepay discountsto customers and it doesn't dilute the shareholders. We have since done two separate draws, and are planning to continue using Founderpath as an effective no-dilution funding vehicle as we grow.
Strategic Finance Summit attendees — CFOs, VPs of Finance, controllers, and FP&A leaders — plus the software companies they run or advise. Founderpath provides non-dilutive debt to software companies so you can fund growth without giving up equity. Use the model below to run the numbers, and see what Founderpath would actually offer your company whenever you are ready.
It is the same amortization model our team uses to structure deals: enter a commitment amount, borrowing term, interest-only period, and rate, and it returns your monthly interest-only payment, your fully amortizing payment, and total interest over the life of the loan. Finance leaders use it to pressure-test a facility against their own cash flow.
Fixed-rate term loans for software companies above roughly $3M in revenue. Interest from 14%, interest-only runways up to 24 months, terms up to four years, and closing in under two weeks. No warrants, no board seats, no dilution.
No warrants and no equity kicker. You keep every share you own. Pricing is a fixed rate against recurring revenue rather than a loan bundled with cheap access to your cap table, and we can fund in weeks instead of the months a bank or venture lender takes.
Nothing. The model is free to download and use. If the numbers look right for a company you run or advise, request a term sheet — there is no cost or obligation to see what Founderpath would offer.
