What is a good burn rate for a SaaS startup?

Pre-seed: $20K–$50K/month, seed: $50K–$100K/month, Series A: $100K–$300K/month. A burn multiple below 2x per dollar of new ARR is considered efficient.

How do I convert PDF bank statements to CSV?

Use the free Founderpath Bank Statement Converter. Upload up to 5 PDFs and download clean CSV files instantly. No signup required.

How much runway should I have before fundraising?

Start fundraising with at least 9–12 months of runway. The process takes 3–6 months. Non-dilutive funding can extend runway without equity dilution.

What is burn multiple and why do investors care about it?

Burn multiple = net burn / net new ARR. Below 1x is exceptional, 1x–2x is good, 2x–4x needs work, above 4x is unsustainable. VCs use it to evaluate capital efficiency.

How does burn rate affect my funding options?

Burn rate determines runway and negotiating leverage. Efficient burn rates give founders more options including better terms or non-dilutive funding alternatives that preserve equity.

Financial Health

Calculate your startup burn rate, cash runway, and burn multiple. Convert bank statements from PDF to CSV. Free financial tools for SaaS founders — no signup required.

Bank Statement Converter

Convert your PDF bank statements to CSV format instantly. Upload up to 5 PDFs and download your converted CSV files in seconds.

Burn Rate Calculator

Free burn rate calculator for startups. Calculate net burn rate, cash runway, and burn multiple instantly. Compare scenarios to see how cost cuts and revenue growth extend your runway.

Why Financial Health Matters for SaaS

Cash position determines every major decision a SaaS founder faces: when to hire, how aggressively to spend on growth, and when to raise capital. Tracking your burn rate gives you the core number — how fast you are consuming cash each month. From there, you can calculate runway (how many months until the money runs out) and burn multiple (how efficiently you convert spend into revenue).

Getting clean financial data is the first step. If your bank only exports PDF statements, the Bank Statement Converter turns them into structured CSV files you can analyze in a spreadsheet or feed into your accounting software. From there, plug your monthly expenses and revenue into the Burn Rate Calculator to see exactly where you stand.

Key Financial Metrics Every Founder Should Know

Net Burn Rate — your monthly expenses minus revenue. This drives your runway calculation and signals how quickly you need to either grow revenue or raise capital.

Cash Runway — cash on hand divided by net burn. Experienced founders aim for 18–24 months of runway after a fundraise. If you are below 12 months, it is time to either cut costs, accelerate revenue, or start exploring funding options — including non-dilutive alternatives that do not require giving up equity.

Burn Multiple — net burn divided by net new ARR. Below 1x is exceptional, 1x–2x is efficient, 2x–4x needs attention, and above 4x signals unsustainable spending. Investors increasingly use burn multiple as a primary efficiency metric.

Frequently Asked Questions

It depends on your stage. Pre-seed companies typically burn $20K–$50K/month, seed-stage $50K–$100K/month, and Series A companies $100K–$300K/month. The more useful metric is burn multiple: spending less than 2x per dollar of net new ARR is considered efficient by most investors.

Use the free Bank Statement Converter. Upload up to 5 PDF bank statements and download clean CSV files in seconds — no signup required. The tool automatically extracts transaction dates, descriptions, and amounts. Once you have CSV data, you can import it into spreadsheets or use it to calculate your burn rate more accurately.

Start your fundraise with at least 9–12 months of runway remaining. Raising typically takes 3–6 months, so beginning early gives you negotiating leverage and avoids the pressure of running low on cash. If you want to extend runway without dilution, consider non-dilutive funding options like revenue-based financing through platforms like Founderpath.

Burn multiple measures how much cash you spend for every dollar of net new ARR. It answers "how efficiently are you turning capital into growth?" Below 1x is exceptional, 1x–2x is good, 2x–4x needs improvement, above 4x is typically unsustainable. VCs use burn multiple to evaluate capital efficiency alongside growth rate.

Your burn rate directly determines how much runway you have and how urgently you need capital. A high burn rate with short runway limits your options and weakens your negotiating position. Founders with efficient burn rates have more flexibility — they can take their time finding the right investor, negotiate better terms, or choose non-dilutive funding to grow without giving up equity. Use the Burn Rate Calculator to model scenarios and see how cost cuts or revenue growth change your position.

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