The more flexible, longer payback alternative to Stripe Capital

Founderpath’s SaaS tools, simplicity, and longer paybacks make it the #1 Stripe Capital alternative for SaaS founders who want to save time and money.

Yes24 month payback
YesUnder 48 hours to wire
YesCAC, ARPU, Churn Metrics
YesFree Reporting
The more flexible, longer payback alternative to Stripe Capital

Join 3,021 Bootstrapped SaaS Founders

Fast growing SaaS companies

Stripe Capital Reviews

Richard Schaeffer

Richard Schaeffer

United States

A serious competitor for Stripe Capital...

A serious competitor for Stripe Capital and other revenue-based lenders.

Stars Rating

Why choose Founderpath over Stripe Capital?

Use SaaS Financing Software that scales with you. See why SaaS founders are taking money from Founderpath and using our valuation and reporting tools to make it the #1 Stripe Capital alternative.

Stripe CapitalStripe Capital
FounderpathFounderpath
Payback over 24 months
No
Yes
SaaS Founder Slack Group (Invite-Only, 1,987 founders)
No
Yes
Annual SaaS Bootstrapper Conference
No
Yes
SaaS Valuation Calculator
No
Yes
10% discount rate
Yes
Yes
Money wired under 24 hours
Yes
Yes
Payoff early without fees or penalties
No
Yes
Reporting CAC
No
Yes
Reporting cash flow/profit and loss
No
Yes
Reporting Lifetime value
Yes
Yes
Reporting Churn
Yes
Yes
Reporting Customer distribution curves
Yes
Yes

Integrate with your favorite SaaS tools instantly

How it works

Founderpath is the Fastest Growing Stripe Capital Alternative

Founders Will Take $250m This Year. So far:

3,124

Offers made

...

$504m

Revenue on platform

Joel Ohman

Joel Ohman

United States

Great Experience with Founderpath; Highly Recommend

We have used Founderpath as an ongoing source of non-dilutive growth capital for our fast-growing B2B SaaS company, Exercise.com, and have been very impressed with the ease of use, quick response times, and flexibility. Nathan and Kevin are great to work with and I look forward to partnering with them in the future. If you are a growing SaaS company that needs capital to fund future growth I would strongly recommend working with Founderpath.

Stars Rating

Frequently Asked Questions

Founderpath launched in 2021 by investing non-dilutive capital in B2B SaaS companies. Today, Founderpath funds a variety of business models including SaaS, ecommerce, and agency's. Connect your billing, bank, and accounting tools, and within 24 hours you can unlock capital based on your business performance.

Founderpath works with founders running B2B SaaS companies with at least $500k in last year revenue, healthy retention, and recurring subscription contracts. Founderpath also funds ecommerce brands with at least $500k of last year sales and agencies who do more than $1m per year in revenue.

With Founderpath you keep 100% of your equity — no board seats, no dilution, and no long fundraising cycles. Unlike banks, we move fast, don't require personal guarantees, and understand recurring revenue models.

We offer Revenue Financing, Term Loans, and Merchant Cash Advances. All are non-dilutive (we get no equity) and are designed specifically to help founders and business owners keep equity and keep control of their business.

Most founders see funds in their account within 24–48 hours after connecting their data.

No. Founderpath is 100% non-dilutive. You never give up equity, control, or board seats.

Founderpath's revenue financing product offers discount rates on future revenues as low as 7%. Founderpath's term loan product offers interest rates as low as 15%. Founderpath's Merchant Cash Advances offers repayment rates as low as 5% of your monthly revenue. All funding offers are contingent on underwriting.

We look at key SaaS metrics like ARR, churn, gross margins, and retention. The stronger your metrics, the more capital you can unlock at better rates. For ecommerce brands, we look at margins, unit economics around customer acquisition, and your ability to scale sustainably.

Founderpath has funded $220m to 550 software founders. Founderpath's average deal size is about $600,000. The strongest companies raise $5m+ from Founderpath.

No full personal guarantees and no warrants. Founderpath takes a lien on business assets only.

Founderpath generally works with founders, within reason, if the business declines or hits trouble.

Yes. Founderpath uses bank-level security and encryption. Your data is private, never sold, and only used to underwrite your capital offer. Visit Founderpath's trust center and view security certificates in the footer of founderpath.com

Yes. You can repay early at any time, and generally save on any future fees or interest.

Founderpath has funded 550+ SaaS Founders including Bettercomp, Kissflow, Reply.io, BadgerMaps, DearDoc, Cybersmart, MobileMonkey, and many more. These founders have scaled faster, extended runway, or avoided dilution by keeping full control of their companies.

Yes. We're available in most countries and have already done deals with founders in Canada, South America, Europe, and Asia.

Yes. You can check by clicking on the GDPR logo in the footer and by visiting https://prighter.com/q/18604028289