Saltedge

Salt Edge: Global Bank Connectivity for Funding

Salt Edge connects to over 5,000 financial institutions across 50+ countries. For businesses with international banking or accounts outside standard US coverage, Salt Edge enables the same cash flow analysis used for domestic funding decisions.

Global Banking Coverage

Salt Edge extends our reach beyond US-centric banking connections:

European Banks

• Major banks across the EU under PSD2 open banking
• UK banks including clearing banks and challengers
• European neobanks and fintechs

International Coverage

• Canadian financial institutions
• Asian banking networks
• Latin American banks
• Australian institutions

Specialty Connections

• Investment accounts
• Payment service providers
• E-money institutions
• Multi-currency accounts

What Salt Edge Data Shows

When you connect through Salt Edge, we analyze the same metrics as any bank connection:

Revenue Patterns

• Deposit frequency and amounts
• International payment receipts
• Multi-currency revenue streams
• Cross-border collection timing

Expense Analysis

• Operating costs across currencies
• International vendor payments
• Payroll in multiple jurisdictions
• Currency conversion patterns

Cash Position

• Balances across accounts and currencies
• Working capital in each region
• Cash concentration analysis
• Multi-currency runway

Business Intelligence

• Geographic revenue distribution
• Currency exposure analysis
• International growth patterns
• Global operational efficiency

How Salt Edge Integration Works

Step 1: Select Salt Edge

If your bank isn't available through Plaid, select "Other Banks" or "International Banks" and we'll route through Salt Edge.

Step 2: Find Your Bank

Search for your financial institution from Salt Edge's database of 5,000+ banks.

Step 3: Secure Authentication

Authenticate directly with your bank through Salt Edge's encrypted connection. Many European banks support secure redirect authentication.

Step 4: Transaction Import

Salt Edge pulls your transaction history. We calculate cash flow metrics within minutes.

Step 5: Funding Assessment

Your international banking data feeds into the same funding analysis as US banks.

Salt Edge vs. Plaid Coverage

Combining Salt Edge with Other Integrations

Salt Edge + US Banking

• Use Plaid for US accounts
• Use Salt Edge for international accounts
• Together: complete global cash position

Salt Edge + Revenue Systems

• Stripe for subscription revenue
• Salt Edge for bank deposits globally
• Together: verified international collections

Salt Edge + Accounting

• Xero for multi-currency accounting
• Salt Edge for bank reconciliation data
• Together: accurate global P&L

Security and Compliance

PSD2 Compliance

Salt Edge is a licensed Account Information Service Provider (AISP) under PSD2, the European open banking regulation.

Data Security

• Bank-level 256-bit encryption
• Secure credential handling
• No credential storage by Founderpath
• Regular security audits

Read-Only Access

Salt Edge connections cannot:

• Initiate any transactions
• Move money between accounts
• Modify account settings
• Access sensitive credentials directly

International Funding Considerations

Multi-Currency Analysis

We normalize cash flow across currencies for consistent funding assessment. Strong performance in any currency contributes to your offer.

Regional Revenue

International revenue streams may demonstrate market diversification—a positive signal for funding stability.

Global Operations

Businesses operating across borders often show operational sophistication that supports funding decisions.