Chase

Chase Business Banking Meets Modern Funding

Chase serves more small businesses than any other U.S. bank. Your Chase business accounts contain years of transaction history that tells the real story of your company. Founderpath connects securely to your Chase accounts to transform this banking data into funding eligibility.

Why Your Chase Data Matters

Traditional lenders ask for tax returns, P&L statements, and financial projections. We look at what's actually happening in your accounts.

Transaction History as Proof

Your Chase deposit history shows actual revenue collection, not projections. Expense patterns reveal operational discipline. Account balances demonstrate cash management.

Real-Time Business Health

Unlike financial statements that can be months old, your Chase account reflects your current position. We see where your business is today, not where it was last tax season.

Complete Cash Picture

For businesses that don't run everything through a single billing system, Chase account data captures all deposits regardless of source: ACH transfers, wire payments, check deposits, card settlements.

What We Analyze from Your Chase Accounts

When you connect your Chase business banking, we build a comprehensive cash flow profile:

Deposit Patterns

• Deposit frequency and consistency
• Average deposit amounts and trends
• Revenue source identification
• Growth trajectory indicators

Expense Analysis

• Recurring payment patterns
• Vendor payment timing
• Payroll and operational expenses
• Expense-to-revenue ratios

Cash Position Metrics

• Average daily balance over time
• Minimum balance patterns
• Cash runway calculations
• Working capital indicators

Cash Flow Health

• Net cash flow direction
• Seasonal patterns
• Collection efficiency
• Financial stability signals

How Chase Integration Works

Step 1: Select Chase from Your Dashboard

Click "Connect Bank" in Founderpath and select Chase from the list of supported institutions.

Step 2: Secure Authentication

You'll be redirected to Chase's secure login through Plaid. Enter your Chase credentials directly with Chase. Founderpath never sees your password.

Step 3: Automatic Analysis

We pull your transaction history and calculate cash flow metrics. Most connections complete within minutes.

Step 4: Review Your Offer

See exactly which metrics from your Chase account influence your funding eligibility. Most businesses receive an offer within 24-48 hours.

Chase Business Account Types We Support

Chase Business Complete Banking

Full transaction history analysis including all deposits, payments, and transfers. Ideal for established businesses with significant transaction volume.

Chase Performance Business Checking

Transaction analysis optimized for growing businesses with higher activity levels.

Chase Total Business Checking

Entry-level business accounts with transaction analysis scaled to account activity.

Chase Business Savings & Money Market

Include savings accounts to show complete cash reserves and financial cushion.

Chase + Other Data Sources

Your Chase banking data becomes more powerful when combined with other integrations:

Security and Privacy

Plaid-Powered Security

We use Plaid, the same technology that powers Venmo, Robinhood, and thousands of other financial applications. Plaid is SOC 2 Type II certified and uses bank-level encryption.

Read-Only Access

Our connection cannot initiate transactions, move money, or change any settings on your Chase accounts. View-only access keeps your accounts completely secure.

You Control Access

Disconnect your Chase accounts at any time from your Founderpath dashboard. When you disconnect, we immediately stop receiving new transaction data.

Why Chase Customers Choose Founderpath

Speed: Connect your Chase account and receive a funding offer within 24-48 hours—not the weeks required by traditional lenders.

No Paperwork: Your transaction history replaces stacks of financial documents. No need to compile statements or create projections.

No Credit Checks: We underwrite based on your business cash flow, not personal credit scores.

No Dilution: Keep 100% of your equity. Our financing is structured debt with predictable repayment.