First Republic

First Republic Banking for Growth Funding

First Republic built a reputation serving high-net-worth individuals and growth businesses with personalized banking. Your First Republic business accounts contain transaction data that demonstrates your financial position. Founderpath connects to this data for funding without traditional loan complexity.

Transaction Data Powers Funding

Your First Republic transaction history contains the information lenders need:

What We See:

• Revenue collection patterns
• Operating expense levels
• Cash management practices
• Growth trajectory signals

This real-time data is more valuable than financial statements compiled months ago.

What First Republic Data Shows

When you connect your First Republic business accounts, we analyze:

Revenue Analysis

• Deposit frequency and amounts
• Customer payment consistency
• Revenue growth patterns
• Collection efficiency

Expense Patterns

• Recurring obligations
• Variable expenses
• Vendor relationships
• Payroll timing

Cash Position

• Average daily balances
• Minimum balance trends
• Cash reserves
• Working capital

Business Health

• Net cash flow direction
• Seasonal patterns
• Financial stability
• Growth indicators

First Republic Account Types

Business Checking

Full transaction analysis for comprehensive cash flow assessment.

Business Analysis Checking

Higher-volume accounts with detailed transaction history.

Business Savings & Money Market

Include savings to demonstrate reserves and financial cushion.

How First Republic Integration Works

Step 1: Select First Republic or Chase

Click "Connect Bank" and select First Republic or JPMorgan Chase if accounts have migrated.

Step 2: Secure Authentication

Log in through Plaid. Your credentials go directly to the bank.

Step 3: Authorize Access

Confirm read-only access. We cannot move funds.

Step 4: Automatic Analysis

We calculate cash flow metrics within minutes.

Step 5: Review Your Offer

Offers typically arrive within 24-48 hours.

First Republic + Other Data Sources

First Republic + Revenue Systems

• Stripe or Chargebee shows revenue
• First Republic shows deposits
• Together: verified collections

First Republic + Accounting

• QuickBooks for P&L
• First Republic for cash
• Together: accrual vs. cash

First Republic + Payroll

• Gusto for team data
• First Republic for payroll execution
• Together: burn rate validation

Security and Privacy

Plaid Security

• 256-bit AES encryption
• SOC 2 Type II certified
• Secure credential handling

Read-Only Access

We cannot initiate transactions, move funds, or modify accounts.

Metrics That Matter

Deposit Consistency

Regular deposits signal reliable revenue.

Cash Runway

Months of expenses covered by reserves.

Expense Discipline

Controlled costs relative to revenue.

Balance Maintenance

Healthy balances show financial discipline.