Founderpath Launches Merchant Cash Advance (MCA) Product
September 8, 2025 • 1 min read
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Nathan Latka
Launched in 2021, Founderpath has offered software founders Term Loans and Receivables Purchase Agreements (RPA’s).
Founderpath now offers a finance product for companies without recurring revenue software contracts.
Sample Terms
The product is called a Merchant Cash Advance and sample terms look like this:
- Total Advance Amount: $210,000
- Loan Amount: $200,000
- Cost of funds: $10,000
- Repayment Rate: 10-25% of daily sales
- Maximum Term: 12-24 months
This offering is built for
- Consumer packaged goods (CPG) brands with seasonal sales. If you have a slow month, you still only pay a % of those sales that month. No fixed monthly commitments.
- Small business brick and mortar
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