Payday

Cash today,
not next month.

A same-day advance on the recurring revenue you have already contracted. Connect your data, see your advance, and get cash the same day — a short 1–3 month clear, no dilution, no warrants.

Same day to cash$10K–$250K advanceNone equity taken
Same-day advance
$180,000
AgainstNext month's revenue
Time to cashSame day
Term1–3 months
Equity takenNone
740 founders

Smart founders find clever ways to keep their equity.

Badger Maps
Exercise.com
ContactMonkey
MobileMonkey
CyberSmart
Kissflow
Reply.io
BetterComp
Actionable
Jetpack
Smarter Contact
HostiFi
How it works
Data to cash the same day
01

Connect your data

Link billing and banking in minutes. Your next month of recurring revenue is the underwrite — no deck, no forecast model.

02

See your advance

We size a same-day advance against next month of revenue and disclose the flat fee up front — no compounding interest.

03

Cash the same day

Accept and funds land the same day. The advance clears automatically as next month of recurring revenue arrives.

Terms & pricing
Every figure disclosed up front
Best for
Immediate working capital
Advance size
$10K–$250K
Advance against
Next month's revenue
Term
1–3 months
Time to cash
Same day
Warrants
None
Equity taken
None
Personal guarantee
None

Cash-rich founders build better companies.

Payday advances cash against revenue you have already earned, so a short gap never forces a raise or a fire sale. You take the capital today and it clears from next month of revenue — keeping every share you own.

  • Same-day cash against recurring revenue you have already contracted.
  • No dilution, no warrants, no board seats — you keep 100% ownership.
  • A short 1–3 month term that clears as next month of revenue lands.
  • One disclosed flat fee — no compounding interest, no hidden costs.
5-star reviews
Verified on Trustpilot · 4.9/5

Supporting founders since 2021.

740 founders have used Founderpath to grow without giving up equity. From our first deal to today, the reviews speak for themselves.

$271M
Funded to founders
740
Startups funded
4.9/55 star rating
On Trustpilot
5 star rating

"Founderpath understands startups!"

Founderpath understands startups! They bring the VC mentality without the equity. It's a great bet over traditional banks or other lenders like Novel. We found that their terms are the most founder-friendly, and they move quickly.

Seth Killian
Seth Killian
Verify ↗
5 star rating

"Great experience, professional team, highly recommend"

A seamless, pleasant experience from start to finish. Nathan and his team are great to work with, responsive, knowledgeable and diligent. We were able to successfully close in less than a week. I highly recommend them!

Vishy Visweswaran
Vishy Visweswaran
Founder of SupplyHive
Verify ↗
5 star rating

"Founderpath is the easy button!"

Founderpath is the easy button! They move very quick, the slowest part of getting money was me. We have a unique business model and they took the time to understand it and get behind us. Looking forward to more rounds together.

Rachel Kuhr Conn
Rachel Kuhr Conn
Founder of Productable
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5 star rating

"Happy Founder helped by FounderPath"

I signed up for Founderpath on Feb 16th and had access to $100k on the 17th. We built that into our plans and eventually used the capital in August. The team responded quickly to emails. The free reporting they've built for SaaS founders is more insightful than the other paid saas reporting tools out there. Am a super happy founder, and we have drawn additional funds since then. Kevin and the team are wonderful to work with and are absolutely startup friendly.

Ravishankar Gundlapalli
Ravishankar Gundlapalli
Founder of MentorCloud
Verify ↗
5 star rating

"Refinanced my Capchase Deal with $1.5m From Founderpath"

After trying all the RBF platforms out there, we found FounderPath to be the best one to work with, having the best terms, and also giving us added value that nobody else could. FounderPath also worked with us to help us resolve our unique situation, and make our payment more predictable and flexible. With FounderPath, it's not just the money - it's being part of a financial support network. Also, switching from our previous provider (CapChase) was extremely easy and smooth.

David Tabachnikov
David Tabachnikov
Founder of ScholarshipOwl
Verify ↗
5 star rating

"Nothing but good things to say"

The cost of capital is significant, but it's still cheaper than giving annual prepay discountsto customers and it doesn't dilute the shareholders. We have since done two separate draws, and are planning to continue using Founderpath as an effective no-dilution funding vehicle as we grow.

Daniel Lang
Daniel Lang
Founder of Mangomint
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Eligibility

See your terms in
under five minutes.

No pitch deck, no scarcity, no countdowns. Connect your data and we'll show you exactly what you qualify for — every figure disclosed up front.

$500K+Last-year revenue
RecurringSubscription or repeat revenue
HealthyRetention & gross margins
Payday FAQ
Term-sheet answers, no fine print

Payday is a same-day advance on your next month of recurring revenue. It turns revenue you have already contracted into cash today, without giving up equity.

Advances run from $10K to $250K, sized against your next month of recurring revenue.

Same day on approved accounts. Once your billing and bank data are connected, the advance can land the same day you accept.

One flat fee disclosed up front — not compounding interest. There are no origination fees, warrants, or prepayment penalties.

Over a short 1–3 month term that clears automatically as next month of recurring revenue arrives.

No. Payday is 100% non-dilutive — no equity, no warrants, no board seats, and no full personal guarantee.

Founders who need immediate working capital to cover a short gap without raising a round or taking on long-term debt.